Job responsibilities:

Support credit risk management process implementation

Conduct credit analysis of counter parties, manage credit applications

Contribute to credit risk committee: prepare materials, present cases, record minutes

Monitor and analyze credit risk portfolio, regular reporting

Execute credit controls (in initial steps manually), oversee for execution in the systems

Contribute to credit risk management IT projects and other initiatives of improvement

Candidate Requirements：

Experience

• Bachelor or Master Diploma in Finance, Economics, Computer Science
• 5+ years of experience in credit risk management
• Experience in analysis of complicated/non-standard deals
• Experience in analysis of complicated/non-standard deals

• Experience with international credit risk management practices and cross border transactions

• Experience in commodities trading industry preferred but not mandatory

Technical

• IT Literacy.
• Strong Data Analysis: Ability to determine Major Risk-factors.
• Portfolio Management: Ability to Monitor portfolio and identify potential risk
• Understanding of data security protocols to ensure the confidentiality and integrity of sensitive information.

Behavioural

Exceptional communication skills, both verbal and written to convey information effectively and ensure clear understanding among team members and clients.

Strong Analytical skills and attention to detail, with the ability to work under

Demonstrates a track record of making timely and well-considered decisions, even in high-pressure situations. Has the ability to assess information swiftly, analyze options, and confidently choose the most effective course of action to achieve desired outcomes.

Displays flexibility and adaptability in response to changing circumstances, unexpected challenges, or evolving project requirements. Illustrates instances where the ability to adapt positively impacted project outcomes and contributed to overall team success.

Exhibits a balanced skill set of being self-driven and capable of independently managing tasks while also collaborating seamlessly within a team. Shows a history of taking initiative on individual projects and contributing effectively to group efforts.

Demonstrates ability to structure work efficiently, maintain detailed records, and create systems that enhance overall productivity and operational effectiveness.

Shows a strong capability to prioritize tasks based on urgency, importance, and overall project goals. Can articulate instances where effective task prioritization contributed to successful project completion and achievement of organizational objectives.

Performance metrics

Accuracy and timeliness of credit assessments.

Reduction in credit risk exposure.

Improvement in credit portfolio performance.

Successful implementation and execution of credit controls.

Contribution to credit risk-related IT projects and process improvements.