岗位职责:

Credit Services为客户提供银行信贷方面的服务，业务包括贷前财务分析，信贷合同准备，信贷抵押品管理及信贷额度管理。
Credit Services is an End to End Credit Risk Management Business Service for Operating entities across the HSBC Group in Commercial Banking (CMB) and Global Banking & Markets (GBM). It spans across the entire Credit Risk management Value Chain starting from Preparation and On-boarding of a Credit Application in the Bank’s system and financial spreading followed by Credit Disbursement, Risk Monitoring, Control and Management.

- Process checker/SME for the team；
- Leading a team with around 12 staff;
- Coordinating with other departments in case of any query resolution;
- Communicating with the Business Area/onshore on a regular basis for completing the work / procedures, etc.,
- Processing delays or errors will almost inevitably result in serious losses to the group or poor customer service. The maintenance of a high level of internal control is essential to minimize these risks and maximize process security;
- Manage day to day operations of processes and drive performance improvement;
- Ensure efficiency and quality of the output and mitigate any operational risks;
- Ensure adequate Governance for the team.

- Accounting or Finance background, and CPA, ACCA or CFA is preferred;
- Familiar with the bank operating process;
- Strong leadership skills evidenced by achievement of successfully managing and developing staff across a diverse range of processes, with an ability to provide direction and motivation in an ever changing environment;
- Strong verbal and business communication skills in both English & Cantonese;
- Proven record in building and maintaining business relationships and a strong customer service drive;
- Proven experience of process management, improvement and service management with analytical skills;
- Evidence of active participation in establishing and managing effective Operational Risk;
- Evidence of strategy design and implementation with sound understanding of internal/external business environment.


福利待遇
- 具竞争力的薪酬：基本工资+绩效奖金+轮班补贴+早晚班交通津贴；
- 健全福利保障：五险一金+补充性商业医疗保险+免费年度体检；
- 畅享10+天假期：除享有国家法定节假日外，还拥有至少10天带薪年假、12天带薪病假、1天生日假、婚假、产检假、产假以及陪产假、哺乳假等，助您达到工作生活的平衡；
- 弹性福利制度：年假可买卖，商业医疗保险套餐可升级，您还可申请旅游补贴、个人进修补助、运动健身补贴等，满足个性化福利需求；
- 人性化工作环境：使用公司的员工餐厅、咖啡室、休息室、娱乐室等，进行劳逸结合；
- 多元化员工活动：运动会、团建、年会等精彩活动给您平台，任您施展才华。

培训与发展
- 广阔的职业发展平台：遍及全球的集团网络，提供扩展人脉及跨文化交流的机会，您还可申请不同国家及地区的长短期职位，不断挑战自我；
- 系统性人才培育及发展：配备职业导师，为您提供清晰的职业规划指导，充分挖掘横向及纵向的发展潜力；
- 完善的专业培训体系：入职即可享带薪培训，多元化的培训机会，还有资源及教育援助，帮您逐步实现职业目标。